ARF_320_8: Housing Loan Reconciliation

Australian Business Number	Institution Name

Reporting Period	Scale Factor
Quarterly	Thousands no decimal place for banks
	Whole dollars no decimal place for other ADIs
Reporting Consolidation
Domestic Book / Solo Book

Loans and advances

Table 1
		add	add	less	less	less	add	less	add
	Previous closing balance	Drawdowns (new loans and redraws)	Interest charged	Scheduled repayments	Excess repayments due to sale of property or refinancing	Other excess repayments	Repayment deficiencies	Net write-offs	Other adjustments	Closing balance
	(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)
1. Residential mortgage term loans to households
1.1. Owner-occupied	BSAO19744	BSAO19745	BSAO19746	BSAO19747	BSAO19748	BSAO19749	BSAO19750	BSAO19751	BSAO19752	BSAO19753
1.2. Investment	BSAO19754	BSAO19755	BSAO19756	BSAO19757	BSAO19758	BSAO19759	BSAO19760	BSAO19761	BSAO19762	BSAO19763
1.3. Total	BSAO19764	BSAO19765	BSAO19766	BSAO19767	BSAO19768	BSAO19769	BSAO19770	BSAO19771	BSAO19772	BSAO19773

Table 2
	Available redraw balance	Gross closing balance of loans with offset facilities	Closing balance of offset facilities	Gross closing balance of interest only mortgages	Gross closing balance of reverse mortgages	Gross closing balance of low-documentation loans	Gross closing balance of other non-standard loans
	(1)	(2)	(3)	(4)	(5)	(6)	(7)
2. Residential mortgage term loans to households
2.1. Owner-occupied	BSAO19774	BSAO19775	BSAO19776	BSAO18974	BSAO19777	BSAO19778	BSAO19779
2.2. Investment	BSAO19780	BSAO19781	BSAO19782	BSAO18975	BSAO19783	BSAO19784	BSAO19785
2.3. Total	BSAO19786	BSAO19787	BSAO19788	BSAO18976	BSAO19789	BSAO19790	BSAO19791

Table 3
	Number of loans	Number with offset facilities	Number with redraw facilities	Number of interest only mortgages	Number of reverse mortgages	Number of low-documentation loans	Number of other non-standard loans
	(1)	(2)	(3)	(4)	(5)	(6)	(7)
3. Residential mortgage term loans to households
3.1. Owner-occupied	BSAO19792	BSAO19793	BSAO19794	BSAO18977	BSAO19795	BSAO19796	BSAO19797
3.2. Investment	BSAO19798	BSAO19799	BSAO19800	BSAO18978	BSAO19801	BSAO19802	BSAO19803
3.3. Total	BSAO19804	BSAO19805	BSAO19806	BSAO18979	BSAO19807	BSAO19808	BSAO19809

Table 4
	Total principal amount approved	Low-documentation loans approved	Interest-only loans approved	Other non-standard loans approved	Third-party originated loans approved	Loans approved outside serviceability policy	Loans approved LVR>60%	Loans approved LVR>80%	Loans approved LVR>90%
	(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)
4. New residential mortgage term loans to households approved during the quarter
4.1. Owner-occupied	BSAO19810	BSAO19811	BSAO19812	BSAO19813	BSAO19814	BSAO19815	BSAO19816	BSAO19817	BSAO19818
4.2. Investment	BSAO19819	BSAO19820	BSAO19821	BSAO19822	BSAO19823	BSAO19824	BSAO19825	BSAO19826	BSAO19827
4.3. Total	BSAO19828	BSAO19829	BSAO19830	BSAO19831	BSAO19832	BSAO19833	BSAO19834	BSAO19835	BSAO19836